Personal finance blog: Retirement and later life

On this page you’ll find helpful articles on making plans for retirement and your estate, as well as our personal finance expert Ashley Shepherd’s insights into the financial products that can help you generate or boost your income in later life.

Ashley Shepherd
What does Martin Lewis say about pension drawdown? Image
19th Jan 2024

What does Martin Lewis say about pension drawdown?

Money saving expert Martin Lewis offers pension advice to all ages. We take a look at what he says about pension drawdown.

Are you prepared for the long term residential care time bomb? Image
23rd Mar 2017

Are you prepared for the long term residential care time bomb?

Shocking research from Royal London shows people who go in to residential care could face bills from £50,000 to £93,000 at the end of their life.

Pension scam - take care of your pension pot Image
15th Jan 2018

Pension scam - take care of your pension pot

It's an unfortunate fact of life that there are plenty of people out there who will be only too keen to remove your money from you by whatever means possible. That includes your pension lump sums or 'pension pot' as they're sometimes called.

What does Martin Lewis say about pension drawdown? Image
19th Jan 2024

What does Martin Lewis say about pension drawdown?

Money saving expert Martin Lewis offers pension advice to all ages. We take a look at what he says about pension drawdown.

How can I increase my retirement income? Image
11th Dec 2023

How can I increase my retirement income?

What if your retirement income doesn’t support the things you want to do, or maybe you’re not ready to slow down and feel you want to create additional income by doing something new.

Planning for a long life Image
16th May 2018

Planning for a long life

By simply entering your age, gender and the country you live in, the life expectancy calculator will work out in a flash how long on average you should expect to live and what percentage of your life will be healthy.

Why make a Will? Image
22nd Apr 2018

Why make a Will?

If you do not write a Will, you have no control over what happens to your estate ndash; all your possessions, property, and money ndash; after you die. Without a Will, you are said to have died ldquo;intestaterdquo;, and your surviving relatives and friends are likely to be left with anguishing decisions ndash; not to mention time and hassle ndash; about the distribution of your assets.

Long term care pensions Image
10th Apr 2018

Long term care pensions

Once you pass the age of 60 your worries are likely to be less about the inevitability of death, but the extent, length and cost of long-term care as you enter old age.

Can I use my home as my pension pot? Image
20th Mar 2018

Can I use my home as my pension pot?

The simple answer to that question is yes you can ndash; and there are plenty of homeowners who bear witness to the fact.nbsp;Although a more recent report by retirement specialists Advantage found that fewer people in the UK are considering using their property for an income in retirement.

Later life planning Image
28th Feb 2018

Later life planning

In the latest figures released by the Office for National Statistics (ONS) - a man now aged 65 may expect to live a further 18.5 years and a woman 20.9 years. 20 years of life in retirement may prove difficult for many people to fund.

Pension scam - take care of your pension pot Image
15th Jan 2018

Pension scam - take care of your pension pot

It's an unfortunate fact of life that there are plenty of people out there who will be only too keen to remove your money from you by whatever means possible. That includes your pension lump sums or 'pension pot' as they're sometimes called.

Are you prepared for the long term residential care time bomb? Image
23rd Mar 2017

Are you prepared for the long term residential care time bomb?

Shocking research from Royal London shows people who go in to residential care could face bills from £50,000 to £93,000 at the end of their life.

What is a Living Will? Image
22nd Nov 2016

What is a Living Will?

Many of these risks can be avoided by the use of a lsquo;living willrsquo;. You can read more about what a living Will is here

Did you find this information helpful?