Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies. 

Ashley Shepherd
house and piled up coins
11th Mar 2024

What does Martin Lewis think about equity release?

Martin Lewis’ view on equity release is that it could be a good option if you’re over 55, need to increase your income and are not concerned about leaving an inheritance.

thoughtful middle aged lady
24th May 2024

How much equity can I release from my home?

The amount of equity you can release from your home depends on several factors but typically ranges from 20% to 53%.

over 50s couple having a coffee
25th Sep 2024

What does Martin Lewis say about pension drawdown?

Money saving expert Martin Lewis offers pension advice to all ages. We take a look at what he says about pension drawdown.

08th Oct 2024

Deprivation of assets and care home fees

Deprivation of assets is a term used to describe the process of reducing your assets to avoid them being included in a local authority means test.

over 50s couple having a coffee
25th Sep 2024

What does Martin Lewis say about pension drawdown?

Money saving expert Martin Lewis offers pension advice to all ages. We take a look at what he says about pension drawdown.

happy couple in their 70s
15th Jul 2024

Over 70s life insurance

Read our guide for all you need to know about buying life insurance in your 70s and 80s. You can get a quick quote and compare costs from all the UK’s leading providers.

bench in park
08th Jul 2024

How much does a funeral cost in 2024?

Funeral costs have risen consistently over the years. Read our simple guide to funeral costs to understand your funeral options and the cost implications of each.

lady leaning on bike
01st Jul 2024

Can I pay for my funeral?

Find out how you can pay for your own funeral and how a prepaid funeral plan could save you money and ease the load on your loved ones.

lady in her 50s
20th Jun 2024

Funeral plans for the under 50s

Read our simple guide to funeral plans for the under 50s to understand exactly what your options are.

over 50s couple sat on sofa
17th Jun 2024

Is over 50 life insurance worth it?

It may be worth considering over 50s life insurance if you want to help with funeral costs or provide a cash sum for your loved ones but prefer not to answer any medical questions.

over 50s couple looking happy
13th Jun 2024

Is Over 60s life insurance worth it?

Over 60 life insurance could be a good idea if you want peace of mind knowing your family are protected. We look at your options and costs.

couple on sofa
04th Jun 2024

Writing a Will

Writing a will ensures your money, property & possessions go to those you care about, yet 60% of UK adults don’t have one. Take a look at your options.

elderly lady with her daughter
30th May 2024

Monthly funeral plans

If you're on a budget, monthly funeral plans could be an option. They offer an affordable way to prepay for your funeral. Find out more.

29th May 2024

What is probate?

Read our step by step guide to probate to understand how it works and how to apply for probate yourself.

26th May 2024

Consolidating your pensions

Discover how pension consolidation can help you gain control over your retirement savings and enjoy peace of mind knowing your future is secured.

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