Equity release calculator with no personal details required

If you’re considering releasing equity from your home with a lifetime mortgage, you may be wondering how much money you could get. Our equity release calculator requires no personal details and will tell you instantly how much cash you could release from your home.

Updated 17th January 2024

How can you calculate equity release without my personal details?

In order to get an understanding of how much equity you could release from your home, essentially you just need to provide your age and the value of your property. Typically the older you are, the more you can borrow.

Providing this amount of limited information will only give you with an indication of what you ‘could’ borrow, not the ‘actual’ amount. To get a more accurate quote, the lender would need to understand more about your personal circumstances.

In addition to age and property value, calculating the ‘actual’ amount of tax free cash you can get with equity release is based on several other factors including:

  • Whether you have an existing mortgage
  • The location, construction and condition of your property
  • Your health – people with poor health can often release more cash
  • Whether it is a joint or single plan

The actual amount you can release will also depend on the market and what plans are available at the time of your application. Which is why it may help to speak to an expert who can provide you with a more accurate quote and talk through your options.

If you are ready to find out more, why not use the 'details required calculator'. Providing a few more details means that you will receive a free equity release guide.

It's worth noting that if you were to proceed and speak to an adviser that there is no obligation to proceed and advice is free - you only pay a fee once you have completed and have the money.

What is an equity release lifetime mortgage and how does it work?

A lifetime mortgage is the most popular type of equity release. It allows homeowners aged 55 and over to access the money tied up in their home without having to move or make monthly repayments. You continue to own 100% of your home and the loan is only repaid once you die or move into long-term care.

Examples of the maximum amounts you could release

Based on a property value of £400,000
Age Max cash release
55 £118,000
60 £144,800
65 £165,200
70 £186,000
80 £232,000
90 £237,200

What should I do now?

Choosing equity release is a big decision, so it’s important to seek expert advice and talk to your family. We work in association with equity release specialists Age Partnership who will be happy to answer any questions you have and provide you with more information. There is absolutely no obligation to proceed and their initial advice is completely free of charge.

Did you find this information helpful?

We work with

First Choice Health
Age Partnership
Quotezone.co.uk
sunlife.co.uk

Our aim is to provide you with clear and accurate information to help you research your chosen financial products and services. The material on this site is for general information only and does not constitute any form of advice or recommendation.

If a link has an * by it, it means it is an affiliated link to an insurance company or broker that may result in a payment to the site. Should you use the equity release calculator, speak to an Age Partnership adviser and take out a plan out using their services, we receive a commission, however this will not affect the price you pay.

Also, from time to time you may see advertisements from third party companies who pay us a fee to advertise their services on our site.

None of the above arrangements constitute advice or recommendations, as other products and companies are available. You should always obtain independent, professional advice for your own situation.

The information provided on this site is accurate at the date of publication, occasionally however, things will change before we have had the opportunity to update them, so please do check. Always do your own research and take independent advice.

We do not investigate the solvency of any company mentioned on our website and are not responsible for the content on websites we link to.

Over50choices is an independent company and regulated by the FCA (No.594280) for insurance products only and a member of the Equity Release Council.