Personal finance blog: Borrowing in later life  

On this page you’ll find original articles and our personal finance expert Ashley Shepherd’s insights into different types of borrowing in later life and how it could help boost your income in retirement.

Ashley Shepherd
house and piled up coins
11th Mar 2024

What does Martin Lewis think about equity release?

Martin Lewis’ view on equity release is that it could be a good option if you’re over 55, need to increase your income and are not concerned about leaving an inheritance.

10th Dec 2023

Is equity release a good idea?

Is equity release a good idea? We look at the detail to help you make an informed decision as to whether its right for you.

09th Jun 2022

Your equity release questions answered

We answer your equity release questions. Equity release is growing in popularity and if you're 55+ could help you release cash from your home. Start your research here.

thoughtful middle aged lady
17th Dec 2024

How much equity can I release from my home?

The amount of equity you can release from your home depends on several factors but typically ranges from 20% to 53%.

08th Oct 2024

Deprivation of assets and care home fees

Deprivation of assets is a term used to describe the process of reducing your assets to avoid them being included in a local authority means test.

house and piled up coins
11th Mar 2024

What does Martin Lewis think about equity release?

Martin Lewis’ view on equity release is that it could be a good option if you’re over 55, need to increase your income and are not concerned about leaving an inheritance.

10th Dec 2023

Is equity release a good idea?

Is equity release a good idea? We look at the detail to help you make an informed decision as to whether its right for you.

16th Jun 2023

Why I’d be happy for my parents to take equity release

In a perfect world the best time to take equity release is when interest rates are at their lowest – but life’s not perfect.

wooden man with sign
09th Jun 2023

Equity release companies to avoid

This is a must read if you're considering equity release. Knwing which companies to avoid could save you time & money.

20th Mar 2023

Switching equity release providers

Switching equity release provider and transferring to a better interest rate could save you money but there are other reasons people choose to change lender.

20th Mar 2023

How does equity release work when you die?

When you die, your equity release loan will need to be repaid. Although this is usually through the sale of your property, there are other options available for paying back the loan.

09th Jan 2023

What can you use equity release for?

See what our customers used their plan for in 2022. In most cases there was more than one reason.

22nd Nov 2022

Equity release horror stories

If you’re considering releasing equity from your home, to avoid any nightmares it helps to be aware of the equity release horror stories people have faced.

facts vs myths imagery
22nd Nov 2022

What are the 4 little known truths about equity release?

You would be forgiven for thinking that releasing equity from your home is a risky business, as there are numerous myths floating around that may scare some homeowners

09th Jun 2022

Your equity release questions answered

We answer your equity release questions. Equity release is growing in popularity and if you're 55+ could help you release cash from your home. Start your research here.

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