Personal finance blog: Borrowing in later life  

On this page you’ll find original articles and our personal finance expert Ashley Shepherd’s insights into different types of borrowing in later life and how it could help boost your income in retirement.

Ashley Shepherd
Over half of UK homeowners change equity release plans amid coronavirus pandemic Image
04th May 2020

Over half of UK homeowners change equity release plans amid coronavirus pandemic

Coronavirus has impacted virtually every aspect of our lives. The way we work, shop, socialise and manage our finances. After a brief period of normality following the drawn out Brexit saga, covid-19 has brought another wave of uncertainty to UK homeowners.

Equity Release Council Autumn 2018 Market Report Image
25th Sep 2018

Equity Release Council Autumn 2018 Market Report

The Equity Release Council Autumn 2018 Market Report is out and makes very interesting reading on the way we view property and the part it is starting to play in our retirement and later life planning.

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high Image
18th Jul 2018

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high; could you be doing the same?

How much is my house worth? Image
21st Mar 2017

How much is my house worth?

Over-optimistic pricing is often one of the biggest single factors in delaying a sale ndash; so try to avoid that if at all possible.

Children Can Bank on Mum and Dad Image
28th Jul 2015

Children Can Bank on Mum and Dad

bank of mum and dad is playing an increasingly prominent role in providing financial assistance to children.

What is Deprivation of Assets? Image
09th Jun 2014

What is Deprivation of Assets?

Deprivation of assets is a term used to describe the process of reducing your assets to avoid them being included in a local authority means test.

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